When the bank says no, structure a yes.
Sub-to, seller finance, wraps, lease options, and novations: what they are, who they're for, and when each one actually makes sense. A plain-English primer.
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Texas-based modern real estate brokerage
Real estate, dealt straight.
For buyers, sellers, and investors who expect a sharper process: fewer surprises, better outcomes, every deal.
✦ Where we start
There are more ways to buy and sell than your last agent told you.
We help people buy and sell property using modern AI-powered tools to ensure smooth processes and no missed deadlines, while keeping a human touch at every step.
✦ For buyers
3
ways to buy
Find your next address.
Full MLS access, off-market inventory, and financing paths beyond the conventional, whether you're pre-approved, self-employed, building credit, or paying cash.
- MLS search with AI-ranked matches
- Partner lenders + creative financing
- Off-market & auction access
✦ For sellers
3
ways to sell
Sell smarter.
Traditional MLS, off-market to qualified investors, or a creative exit that keeps your equity working. Three options, one honest conversation, no obligation.
- AI-powered pricing analysis
- Professional photography + full MLS
- Digital signatures, SMS milestones
✦ How we work
Your transaction runs on rails.
Every deal follows the same four beats, whether you're buying your first home, listing a duplex, or structuring a portfolio roll-up. The tools change. The rigor doesn't.
01
Talk it through
Thirty minutes. We listen, we pull comps, we map out the structures that actually work for your situation.
02
Underwrite, aggressively
Our AI runs the numbers across conventional, sub-to, seller finance, lease option, and wrap scenarios. You see every path.
03
Run the play
Contracts route through DocuSign. Title is coordinated. Your phone gets an SMS at every milestone. No chasing.
04
Close cleanly
Final walk, wire confirmations, keys. Your file is archived digitally and searchable for tax season. Forever.
✦ Tools
Calculators that don't lie.
Real-time, honest, fast. Built for the deals we actually run.
/ tools / mortgage
Mortgage calculator
Principal, interest, taxes, insurance, PMI. And what happens to your payment when rates move.
Open tool/ tools / cashflow
Cash-flow calculator
Rent, vacancy, CapEx, management, debt service. The number that tells you whether a rental is actually a rental.
Open tool/ tools / flip
Flip & rehab calculator
ARV, renovation budget, holding costs, disposition. Know your profit before you swing a hammer.
Open tool✦ Real comps
Real comps, pulled by a broker.
Free. No obligation.
Request your comps and a Deal Smith broker pulls real sale and rent comparables for your address, then sends them to you by text or email within one business day.
- ✓ Real sale and rent comparables
- ✓ Delivered by text or email
- ✓ Free, no sign-up, no obligation
✦ What clients say
Track record, not tall tales.
★★★★★
Rated 4.8 on Google by clients across Central Texas.
Verified on our Google Business profile
Read our Google reviews
✦ The company
A Texas brokerage with a wider network.
Deal Smith Realty is a Round Rock-based brokerage. Small on purpose, deep by design. We lead the Austin chapter of NAHREP and host the 1,200-investor Austin Investment Meetup, which means we see inventory and opportunities most offices never hear about.
Derek Smith · Broker / Owner
More paths. Better outcomes.
Derek founded Deal Smith Realty to close the gap between how most brokerages sell and how modern deals actually come together. Retail, investor, creative finance: clients get every viable path on the table, backed by honest math and an in-house toolset. Licensed broker, TREC 9015261.
N
NAHREP · Austin Chapter
2025 to present
President, NAHREP Austin.
Derek serves as President of the Austin chapter of the National Association of Hispanic Real Estate Professionals, the largest minority trade organization in U.S. real estate.
✦
Austin Investment Meetup
Monthly · Round Rock, TX
We host the room every month.
Hosts of the Austin Investment Meetup, the city's longest-running gathering for investors, wholesalers, and creative-finance operators. Second Tuesday, every month.
✦ From the desk
Insights & how we think about deals.
Short reads on creative structures, modern transaction workflows, and the Central Texas market. Written by the broker, not a content mill.
Paperwork that routes itself.
How we run a closing without a fax machine, a single lost file, or a call from title asking for the same document twice. DocuSign + SMS + an automation layer we built ourselves.
Read the postRequest your comps. Get real comparables.
Ask for comps on any address and a Deal Smith broker pulls real sale and rent comparables, then sends them by text or email within one business day. Here's how it works and when to trust it.
Read the post✦ Work with us
A 30-minute call. No charge, no obligation, no BS.
Tell us about the deal, the house, or the portfolio. We'll tell you, honestly, whether we can help and how. Worst case, you walk away with comps and a plan.